Tax Relief

CALCULATE YOUR TAX RELIEF

Saving means playing the long game.
But you can enjoy the benefits today!

When you opt for supplementary pension insurance,
you are also entitled to a special tax break or tax relief
that reduces your income tax and saves you money for all the other things you may desire.

CALCULATE YOUR INCOME TAX SAVINGS

How do I save on paying income tax
in the form of a tax break?

Secure an income tax reduction with some simple steps. See what they are!

Savings calculation

Enter the premium and check how much your income tax can be reduced when you save with Modra.

Calculation of tax relief

Signing up

It will only take you five minutes to sign a savings agreement with Modra and make a payment.

You save on your income tax

Modra reports your payment to the Financial Administration of the Republic of Slovenia (FURS), which is then taken into account in the calculation of the income tax for each calendar year.

Leave your worries behind

You will benefit from reduced income tax every year. After retiring, you will enjoy the funds you have saved! A complete overview is provided on e.Modra.

Visit the e.Modra Portal
START SAVING

Calculate how much you can save on your income tax.

Where are you currently employed?
In the public sector
In the private sector
Your current gross salary
Employer's premium
The tax relief for civil servants does not depend on the employer's payments into the fund.
Individual premium

The calculation yields indicative information on the expected amount of the annuity based on certain assumptions and is neither binding on nor guaranteed by Modra More ...

CALCULATE YOUR INCOME TAX SAVINGS

Lower your income tax on time.

The deadline to reduce your income tax for the current year is the last working day in December
when your payment must already be in your pension account. Many people wait until
the last month and pay the entire premium in December.
The tax deduction is taken into account for all the premiums paid throughout the year
so it could be a good idea to arrange for the payment of monthly premiums
and take some pressure off of your December budget.

You will get the most useful information about savings on your income tax
in an online meeting with one of our consultants. Make an appointment here.

Frequently asked questions

Z varčevanjem v dodatnem pokojninskem zavarovanju ste upravičeni do posebne davčne olajšave. Vplačila v posameznem letu vam znižajo osnovo za odmero dohodnine in država vam del dohodnine vrne ali pa se vam zniža morebitno doplačilo dohodnine.
 
Davčno olajšavo vam zagotavljajo vplačila do višine 24 % plačanih prispevkov za obvezno pokojninsko in invalidsko zavarovanje, kar predstavlja 5,844 % vaše bruto plače.
Za tiste z višjimi plačami, je znesek olajšave omejen na največ 3.224,18 evrov letno. 
 
Če ste zaposleni v gospodarstvu, ima pravico do uveljavljanja davčne olajšave najprej delodajalec (kolektivno vplačane premije), vi pa uveljavite preostali del (individualno vplačane premije).
 
Če ste zaposleni v javnem sektorju, pa lahko posebno davčno olajšavo izkoristite v celoti, ne glede na višino plačane premije vašega delodajalca.
 

Skrajni rok za znižanje dohodnine za tekoče leto je zadnji delovni dan v decembru. Bodite pozorni in ne čakajte do zadnjega, če ni nujno. Če boste premijo plačali zadnji dan in izven delovnega časa plačilnega prometa, boste imeli priznano olajšavo v naslednjem letu. Denar mora pravočasno prispeti na računu Modre.
 
Veliko ljudi čaka na zadnji mesec in visoko premijo vplača šele decembra. Kljub temu se davčna olajšava upošteva za vse premije, vplačane v celem letu. Decembrski proračun lahko razbremenite tako, da si uredite plačevanje mesečnih premij.
 

Ne. Poročanje davčnemu organu (FURS) je naloga Modre.
Vam pa vsako leto do 31. 1. Modra pripravi potrdilo o vplačanih premijah, ki so osnova za preverjanje pravilnosti informativnega izračuna dohodnine, ki vam ga pošlje FURS. Zato je vaša naloga le, da na prejetem informativnem izračunu dohodnine preverite pravilnost podatkov.
 

1. December je zadnji mesec, ko lahko osnovo za odmero dohodnine znižate z davčnimi olajšavami. Eno najboljših orodij je dodatno pokojninsko zavarovanje.

2. Številnim zaposlenim premijo dodatnega pokojninskega zavarovanja že plačuje delodajalec. To velja za vse zaposlene v javnem sektorju in za mnoge druge, zaposlene v gospodarstvu.

3. Na varčevalnem računu dodatnega pokojninskega zavarovanja lahko prihranke zbirate tudi sami. S tem, ko varčujete za dodatno pokojnino, si znižate tudi odmero dohodnine.

4. Država vam vrne del dohodnine oz. vam zniža morebitno doplačilo dohodnine. Davčno olajšavo vam zagotavljajo vplačila do višine 5,844 odstotka vaše bruto plače, vendar ne več kot 3.224,18 evrov.

Saving with us is a long-term arrangement.
You are just a few steps away from starting your savings building journey.

START SAVING

More than 315.478 savers are already saving with us.

Contact us
080 23 45 info@modra.si Digital branch
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