Supplementary pension insurance provides an additional level of social security for the time after retirement. Savers receive a supplementary pension along with the pension from compulsory insurance, allowing them to maintain fullest standard of living they were accustomed to while they were still working.
annuity recipients
people are saving with us
assets under management
You can contribute to the fund according to what fits your budget.
Payments reduce your income tax base.
After retirement, you will receive annuity payments for the rest of your life.
Modra zavarovalnica is one of the most capital-strong pension fund managers. Your savings are safe as the business is closely supervised by the Insurance Supervision Agency, while the Securities Market Agency and the custodian bank monitor the performance of the funds on a monthly basis.
All savings are your property and are inherited in the event of your death. You can designate beneficiaries in the event of your death at the time of enrolment or at any time afterwards. If no beneficiaries are designated, the funds are inherited by your legal heirs.
After retirement, it is time to draw your savings in the form of an annuity. An annuity is regular income that you receive for the rest of your life on top of your basic pension. You choose the type of annuity according to your financial needs.
The Life-Cycle Fund consists of three sub-funds: dynamic, prudent, and guaranteed. They pursue various investment policies that adapt to the savers age and allow savers to automatically switch between them. You can also choose your own sub-fund, taking into account the age limit.
As the saver ages, savings move through different sub-funds to achieve optimal returns over the long term.
Modra zavarovalnica is a leading provider of supplementary pension insurance that has been helping to maintain a stable pension system in Slovenia for more than 10 years.
To date, more than 304,910 savers and more than 2,200 employers have entrusted us with ensuring a better quality of life after retirement. Join the wise savers and start bravely holding our blue ribbon investments that will lead you to a better pension.
The future is in the expert hands of the Modra Management Board.